1. Salary loan.
Acting as an agent to pay wages and provident fund and obtain credit loans.
Applicable object: small and medium-sized enterprises with continuous and stable wage payment records in banks and continuous and stable provident fund payment records in housing provident fund centers. The enterprise has been in business for more than 2 years, the business owner has worked for more than 3 years, and there are more than 65,438+00 employees.
Loan term: one year.
Loan amount: up to 2 million yuan.
2. sell loans.
Product description: Small and medium-sized enterprises listed on the stock exchange issue credit loans according to their operating conditions, and cooperate with stock investment institutions to issue loans to enterprises in a risk-sharing manner.
Applicable object: small and medium-sized enterprises that have been listed on the stock exchange.
Loan term: one year.
Loan amount: The maximum credit amount is 5 million yuan.
3. Taxes are easy to finance.
Product introduction: fixed loan by tax, credit financing, bank-tax swap, mutual recognition of collection.
Applicable object: small and medium-sized enterprises that pay taxes in full and on time for two consecutive years and pay taxes in good faith.
Loan term: one year.
Loan amount: up to 2 million yuan in the first year and 3 million yuan in the second year.