First, high-end medical insurance is preferred. Stars are generally relatively independent individuals, without social insurance, because public attention can not go to ordinary hospitals for treatment. Moreover, it flies around the world at home and abroad, so a direct compensation insurance for high-end medical institutions such as United Family, International Medical Center and Sino-US Jardine Matheson is the first choice. Moreover, the relative amount of protection is very high, and general diseases can be completely solved. Direct compensation also saves the trouble of claims, and it is also crucial to enjoy the first-class service of private hospitals. High-end medical insurance such as Jinsheng Life Global Medical Insurance and Sino-British Yuhuan Life Insurance are all good choices, and they can enjoy first-class medical services all over the world.
2. High accident insurance and term life insurance. Compared with other industries, the entertainment industry is also a high-risk special industry, and it is inevitable that artists will be injured again and again. Stars insure their bodies or specific parts. Once the insured part is damaged, you can protect yourself through huge insurance claims. Gong Li, an internationally renowned movie star, has a strong sense of risk and insurance. She won't perform blindly or accept endorsement activities until the insurance company that she is satisfied with provides a perfect risk protection plan. In 2005, when the Hollywood film company filmed the Hollywood martial arts film "Detective Brave Vice City", it specially insured it for a huge amount of US$ 6,543,800,000. When filming Miami vice in 2006, the investor also specially insured her with various insurances of $6,543,800. When forbidden kingdom was filmed, Jackie Chan's insurance coverage was as high as 60 million yuan, while Jet Li and Li Bingbing's insurance coverage reached 30 million yuan, exceeding the 20 million yuan of Crouching Tiger, Hidden Dragon by Zhang Ziyi. Moreover, many stars bought enough accident insurance in addition to the insurance bought by the crew. The specific amount of protection can be designed by insurance brokers according to their own situation. Because an insurance company may not be able to cover high personal accident insurance alone, it should be easier for insurance companies to cover it if they do decentralized insurance.
Third, the critical illness insurance is full. In recent years, many stars are overworked, which leads to the deterioration of their physical condition and even death from major diseases. But they all paid high medical expenses. Fu Biao died of liver cancer in 2008. From the diagnosis of liver cancer to death, the cost of treatment is close to one million yuan. Last year, Zhao Benshan was hospitalized for cerebral hemangioma and spent a lot of money. Therefore, a full critical illness insurance is very important for star artists, and it is a guarantee for their own care and star career. The total insurance coverage for major diseases should be no less than 654.38+0 million.
4. Pension or financial insurance. For stars, most of them are at the peak of their income when they are young, and they are used to spending lavishly. When their income drops in old age, they have to rely on the income of their youth to pay the high pension expenses. While doing other investment and financial management well, endowment insurance or financial management insurance can help stars resist inflation, accumulate wealth and ensure the quality of life in the future. The specific amount can be designed according to your expectation of future income.
As a public figure, insurance should also become a symbol of wealth status. The level of insurance coverage can often show a person's value and popularity. Insurance not only provides stars with serious illness, accidents and medical protection, but also helps them manage their finances and make insurance plans for their future lives. Therefore, a suitable personal and family security scheme should be considered and owned by every star. (Source: Jintou. com)
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.