It can be seen that compared with other large commercial banks, Yilian Bank still lacks in functions and services, and it is inconvenient not to provide offline business services.
Jilin Yilian Bank Co., Ltd. (hereinafter referred to as "Yilian Bank") was founded by seven private enterprises including Zhongfa Jinkong Investment Management Co., Ltd. and Jilin Sankuai Technology Co., Ltd. (Meituan) in Jilin Province in May, 20 17. It is the first private bank in Northeast China.
20 16 16, official website, CBRC, issued a number of reply notices, approving three private banks, namely Weihai Blue Ocean Bank, Jilin Yilian Bank and Liaoning Zhenxing Bank. So far, the total number of private banks approved for construction has reached 16. Among them, the promoters of Jilin Yilian Bank are Zhongfa Jinkong Investment Management Co., Ltd. and Jilin Sankuai Technology Co., Ltd., which subscribe for 30% and 28.5% of the shares respectively.
According to public information, Meituan.com belongs to Beijing Sankuai Technology Co., Ltd., and Jilin Sankuai Technology Co., Ltd. is a subsidiary of the latter. Not long ago, Meituan just obtained a small loan license, and its small loan business was officially opened recently.
Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange, and engaging in bank card business; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Other businesses approved by the State Council Banking Regulatory Authority.
20 16 12 16. Yilian Bank obtained the Reply of China Banking Regulatory Commission on the Establishment of Jilin Yilian Bank Co., Ltd., and was officially approved for establishment.
2017 May1600 million United Bank held a grand opening ceremony in Changchun Northeast Asia International Financial Center.
2065438+2008 Billion Union Bank signed a cooperation agreement with Jilin Jinkong Group.
On July 20 1818, Yilian Bank launched the loan product "Yilian Easy Loan".
2065438+August 2008 65438+June 2008, Yilian Bank was successfully selected as a "little giant" enterprise in Changchun.
20 19 March 15, with its innovative product "100 million agricultural loans" supporting agriculture, rural areas and farmers and serving local economy, Yilian Bank was awarded as an outstanding innovation case in the financial industry at the 5th Financial Forum on 2019.
On August 20th, 20 19, Yilian Bank signed a comprehensive strategic cooperation agreement with JD.com, covering financial private cloud, retail credit, data risk control, wealth management and other business fields.
Bank characteristics
Yilian Bank has established the strategic positioning of "Digital Banking, Smart Life" and the development vision of "Building a Universal Smart Bank, Empowering Life", and strives to practice the inclusive finance concept of "micro-deposit and easy loan", make full use of Internet technology, strive to improve the coverage of financial services, and strive to establish a digital management system to empower financial service innovation with technology, so as to provide efficient and intelligent finance for ordinary people, small and micro enterprises, platforms and peer institutions.
Under the influence of emerging technologies such as big data, cloud computing and artificial intelligence, digital construction has penetrated into all aspects of the operation and development of Yilian Bank, and promoted and promoted the development of new formats of open banks from business philosophy, business model and management thinking.
The consumer finance and rural finance of Yilian Bank have made positive innovations in inclusive finance. Especially in the consumer finance scene, through the ultimate experience of second-order response and the differentiated pricing of thousands of people, it is the real inclusive finance.