Win-win finance and loan security editor
100% principal guarantee plan
1. I manage my money on the platform of Rongtong Win. Will the platform run away with money?
Win-win financing is a financial service platform of Hebei Mashi E-commerce Co., Ltd., which has been established for more than ten years. It is conservatively estimated that the market value is over 100 million, and there is no loan and no debt. Its corporate culture, social responsibility, business philosophy, popularity, influence, support and attention from national to local leaders are obvious to all, so the operating cost is too high, so don't worry about the platform running away.
2. I am financing through financing and winning. What if the borrower defaults and fails to repay?
Since the financing and loan win-win platform began to operate, there has never been a vicious incident in which the financial manager failed to recover the principal and interest. Because:
1) The borrowers on the platform are all small and micro businessmen, and the loan amount is mostly below 500,000. Loans are mainly used for business turnover, and the platform risk control center strictly examines and tracks each borrower before, during and after the loan. So the probability of bad debts is extremely low.
2) All loans of the platform are jointly guaranteed by guarantors with corresponding strength or guarantee institutions with corresponding qualifications. If the customer is unable to repay due to poor management and other factors, the guarantor will repay unconditionally.
3) The platform capital preservation plan protects the wealth management manager's funds from loss, and the platform has a risk reserve fund, which has been publicized on the platform for public inquiry.
3. What is the principal protection plan?
"Principal Protection Plan" is a credit risk sharing mechanism established by Rongtong Win to protect the rights and interests of all wealth managers on the platform. After all the wealth managers on the platform have passed the identity authentication, their investment behavior on the platform is applicable to the "principal protection plan", and the wealth managers do not need to pay any fees for it.
4. How does the Principal Protection Scheme work?
When each loan on the platform is transacted, a certain percentage of the amount is withdrawn and put into the "risk reserve account".
In loans overdue, the remaining loan principal or loan principal and interest shall be paid to the wealth management manager through "risk reserve" in accordance with the "Rules for the Use of Risk Reserve Account" (the specific situation shall be subject to the specific advance rules for the type of investment target).
Account and information security
1, website technical support
Rongtong Win adopts advanced security technology to protect users' personal information, account information and transaction records stored in Rongtong Win account. Rongtong Win has a perfect security monitoring system, which can detect abnormal visits of websites in time and make corresponding security responses.
2. Rights management guarantee
Rongtong Win strictly abides by relevant national laws and regulations and protects users' private information. Without your consent, Rongtong Win will not disclose your personal information, account information and transaction information to any third-party company, institution or individual (unless otherwise stipulated by laws and regulations).
3. Third-party fund custody
At present, the custody of clients' trading funds is completely in accordance with the standard mode of "special account and special fund", and the trading funds won by clients in financing can be completely assured.