Renren Lending Business Consultant (Beijing) Co., Ltd., founded on 20 10, is an information intermediary service institution in peer-to-peer lending and one of the early information intermediary service platforms in China, and is committed to providing online credit and loan matching services for high-growth people. ?
On 20 191012/0/day, hurun research institute released hurun global unicorn list 2019, and renren loan ranked 264th.
Renren Loan is an Internet financial platform owned by Jin Fu. It focuses on personal loans and its information disclosure is relatively transparent. Relevant operational data will be published every quarter, so as to facilitate lenders to understand the operation of the platform and predict and judge risks in time. The transaction funds are deposited by China Minsheng Bank.
Renren loan not only insists on small-scale dispersion all the time, but also completes the deposit and management of bank funds in February 20 16, which is one of the platforms for completing the deposit and management of bank funds in the early stage.
Extended data:
Renren loan has the function of fund deposit and management:
The deposit of funds realizes the separation of self-owned funds and user funds of peer-to-peer lending information intermediary platform, and avoids the confusion between self-owned funds and user funds of peer-to-peer lending information intermediary platform. When the peer-to-peer lending information intermediary platform itself is in debt or bankrupt, the user's funds will not be pursued by the creditors of the peer-to-peer lending information intermediary platform.
Secondly, the deposit of funds is managed and supervised by banking financial institutions according to the instructions and contractual agreements of both borrowers and lenders, and the bank records the customer's capital transactions, which can avoid the illegal use of the funds of both borrowers and lenders by the peer-to-peer lending information intermediary platform as much as possible and ensure the safety of the funds of both borrowers and lenders.
After the fund depository was launched, Renren Loan introduced Minsheng Bank as the depository bank. Each loan user will open an independent personal depository account in Minsheng Bank. Therefore, the account opening operation of Minsheng Bank was added before the user lent it. Users need to jump to the page of Minsheng Bank to check the transaction password when recharging, lending and withdrawing money, which effectively ensures the safety of users' funds.
Renren Loan official website-Fund Deposit and Management