I. Introduction of yomi Loan:
Aiyoumi (formerly Ai Xue Loan) is a national leading consumer financial service brand for young people under Ai Cai Group, aiming at providing users with fast and safe financial services. 20 16 16 On February 27th, "Aixue Loan" announced that it had been upgraded to a brand-new brand "Aimi" and launched a brand-new brand image and brand proposition. As the authorized distributor of Apple T 1 in China, Ai yomi connects major brands and financial institutions such as China and banks, and provides financial services in a low-cost and genuine way, breaking through all consumption scenarios such as online shopping, education and training, leisure and entertainment, employment and entrepreneurship, and accompanying the growth of young people.
Second, in the consumption stage, the giant loved rice and fell down.
Amy's parent company, Ai Cai Group, became the executor. According to industrial and commercial information, in June this year, Ai Cai Group was listed as the executor by the court, and the application executor was Shanghai and Hechuan Capital Investment Management Co., Ltd., with an execution target of 36.23 million yuan. At the same time, Ai Cai Group and its legal representative Qian Zhilong are also restricted from high consumption. Before this execution, Ai Cai Group refused to accept the disputed judgment made in this case and appealed to our court, but our court rejected it and upheld the original judgment. This is just one of many debt disputes of Ai Cai Group. Since the police filed a case two years ago, the business of Ai Cai Group has stagnated, and the envisaged financial map has disappeared.
In addition, at its peak, Ai Cai Group completed the ecological layout of financial strategy including consumer finance, investment, asset management, channels and credit reporting, including consumer finance brand, campus life service brand and wealth management brand. Among them, yomi, a consumer installment product, enjoys a high reputation in the market and has been cooperating with a number of licensed institutions to help with loans. However, as can be seen from the resumption of trading, Ai Cai Group, which lacks license qualification, will eventually stumble on the high-risk business model. On the one hand, Qian Zhilong, the founder of Ai Cai Group, pays too much attention to the student market. His career began with campus loans, and genes themselves are risky. On the other hand, when it set foot in the online loan business, the risk penetrated into other business sectors. Once the capital chain breaks, the system risk is difficult to control.