What online lending platforms are worth recommending?

The first category is P2P of the banking department, that is, P2P platform controlled by banks. With the bank's credit and the source of assets, the risk is extremely low. Representative platforms: Minsheng Easy Loan, Xin Kai Loan, E-Finance E-Loan, Xiao Su Helping Customers, etc. People's livelihood is easy to borrow. Minsheng Easy Loan is a complementary P2P institution based on people's livelihood e-commerce resources and positioned in banking business. The old man behind is Minsheng Bank, which is a real P2P platform. As a banking department, the risk control of Minsheng Easy Loan is very strict. The platform investment operation is very simple, the interface is very refreshing, and it is very friendly to novices. The annualized interest rate of most products of Minsheng Easy Loan is around 6%, and the annualized interest rate of novice experience target has reached 12%. Newcomers who have just started to invest in P2P can start with this novice logo. Xin Kai Loan was established by ——CDB Finance Co., Ltd., a wholly-owned subsidiary of China Development Bank, in cooperation with a large state-owned enterprise in Jiangsu Province, with a background of "state-owned+bank" in the industry. Maybe many investors don't know much about CDB. Let me briefly introduce it here. CDB, established in 1994, is a policy financial institution directly under the State Council, China, with a registered capital of 4.2124.8 billion yuan, of which the Ministry of Finance accounts for more than one third of the shares. Do you think it's reliable? Regardless of the financial manager, let's talk about the platform itself. Xin Kaijinfu is rich in business resources, and all small loan companies in the province are networked, which is unmatched by ordinary P2P enterprises, and Xin Kaijinfu's talents are also from the original team of banks. Overall, the platform risk control is still very stable. Sinkaijinfu's products with relatively high interest rates are: Su Credit, Baoxinhui, Kaixinbao and Commercial Ticket Loan. At present, Sinkaijinfu has a novice experience standard, with an annual interest rate of 10%, and the risk is basically the same as that of a trust. The second category is the P2P platforms under the big groups, namely, the P2P platforms under the giants such as Sina, Ping An and Sunshine Insurance, which are well funded, standardized in operation and close to the trust. Representative platforms: Micro Wealth, Jin Lu Service, Huijin Institute, etc.