What is EMI?
EMI Bao is a mobile online loan APP, which is strategically invested by listed companies and Internet finance special funds, and belongs to Guangzhou Baicaibang Network Finance Information Service Co., Ltd.
After downloading and installing EMI Bao APP, you can complete the loan application, approval and lending process on your mobile phone.
Application features: There are many loan products, and you can choose them at will according to your personal situation and customize your personalized loan plan; The online application process is simple, you don't need to sign in person, just fill in your personal identity information; Ultra-low interest rate concessions, new users will be sent multiple preferential packages when they register and log in, which will make you more comfortable to use; Meet all your needs, with a maximum amount of 200,000 to help you tide over your urgent needs; You can apply online at any time, just take out your mobile phone and open the app to fill in the reasons; The platform is very good, as long as you have difficulties, it will help you solve the problem.
Bai Bao loan application conditions
1 applicant 18 years old or above, with full capacity for civil conduct;
2. The applicant has a good credit record and no overdue record.
The applicant has a stable job and income and the ability to repay the loan;
The mobile phone number application has been authenticated by real name, and it is agreed to authorize the inquiry of credit information.
There is no official explanation as to whether the Bai Bao loan was credited. In fact, users should repay on time regardless of whether they have credit or not, and there can be no overdue repayment, because there will be penalty interest after overdue repayment. The longer the time, the more penalty interest will be generated, which will increase the burden of subsequent repayment, and the platform will collect it after overdue repayment.
When users borrow in Bai Bao, they must know the interest charged by the platform. If they charge more interest, they should handle the loan carefully at this time to avoid not being able to return it on time in the future. When borrowing money, you should also measure your repayment ability. If you earn more, you can rest assured that you can borrow money. There are many platforms in peer-to-peer lending. Users can compare different platforms when borrowing money, and then choose the platform that suits them. Usually, the loan interest rate is low. After borrowing from such a platform, the interest paid is less, which is conducive to the subsequent repayment of arrears and will not be overdue. If the user can't repay the loan on time, he can borrow money from friends around him. In fact, the loan amount handled by the online platform is not very high. Users can borrow money from friends around them when they are in urgent need of money, so that they can avoid paying interest and return it to their friends after they have money.