The pledge category is different: under the inventory pledge mode, the financier entrusts the tangible goods to the supervision enterprise to keep and set the pledge on his behalf, which belongs to the movable property pledge category; Under the warehouse receipt pledge mode, the financier directly entrusts the warehouse receipt recording the ownership of the warehouse goods to the investor for possession pledge, which belongs to the category of right pledge.
Different credit requirements: under the inventory pledge business, the supervision enterprise assumes the supervision responsibility, that is, it properly keeps the inventory goods and monitors their changes according to the requirements of the investors, so that the investors can know the relevant situation of the inventory goods at any time, and the control ability of the inventory goods is strong, so the credit requirements for the supervision enterprise are relatively low. Under the warehouse receipt pledge business, the fund party only controls the warehouse receipt voucher, so it requires a higher repayment ability for warehouse companies in default, and the corresponding limit must be approved.
The dynamic acceptance mode is different: under the inventory pledge business, if the financier adopts the dynamic pledge/total control mode, the financier can freely exchange goods as long as it meets the relevant requirements. Under the warehouse receipt pledge business, the financier does not accept the warehouse receipt pledge business under the dynamic mode, because the warehouse receipt has been pledged to the financier, and it is difficult to divide the warehouse receipt part.