Judgment method of credit information of network loan
1, search: If you encounter an unclear online lending platform, you can check Baidu first, and then compare the results displayed by Baidu to know the truth.
2. Contract inquiry: After Baidu search, if you find that you don't have your own inquiry information, or you can't be sure of its authenticity, you can look at the electronic contract signed when borrowing money.
3. Inquire about lending institutions: Banking financial institutions in the market basically conduct credit investigation. In addition, consumer financial institutions are lending institutions approved by the China Banking Regulatory Commission, and they must report credit information according to regulations. Therefore, if there is no option to query credit information in the electronic contract, you can also search the main company that signed the loan agreement on Baidu for judgment. The principle of judgment is to see whether the actual lender in the loan agreement is qualified for credit reporting.