Reliable loans are generally well-known for a long time and have a business license recognized by the CBRC. There are many such companies. The key is to "compare three loans" and choose the company and scheme suitable for us to handle the loan.
All formal loans are paid after signing a formal contract at the formal office of the lending institution, and fees and other expenses are generally paid after the loan is successfully obtained. Before signing the contract, it is deceptive to ask for payment in advance by telephone or in non-office places, whether it is evaluation fee, handling fee or other fees.