1. Virtual Bank (English Virtual Bank or English abbreviation VB) refers to a three-dimensional electronic bank created by virtual information processing technology. On March 3, 2020, KLOC-0, Star Bank Co., Ltd., one of the first virtual banks in Hong Kong, announced the official start of trial operation.
Banks are legally established financial institutions engaged in monetary and credit business, and are the product of the development of commodity monetary economy to a certain stage.
Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.
Second, commercial banks.
1. World Bank
The World Bank is the general name of the World Bank Group. The name "World Bank" has been used to refer to the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA).
These institutions jointly provide low-interest loans, interest-free credits and grants to developing countries. It is an international organization, whose initial mission is to help the countries destroyed in the Second World War to rebuild.
Today, its mission is to help the country overcome poverty, and various institutions play a unique role in the mission of alleviating poverty and improving living standards.
2. Citibank Citibank USA
Citibank is a retail bank under Citigroup. Its main predecessor was "new york City Bank" which was established in June 2002 18 16. After nearly two centuries of development and mergers and acquisitions, it has become the largest bank in the United States and nearly 50 banks in the world.
3. Hongkong and Shanghai Banking Corporation Hong Kong Branch
The full name of HSBC is The Hongkong and Shanghai Banking Corporation Limited (hereinafter referred to as HSBC and HSBC), which is a wholly-owned subsidiary of HSBC Holdings Limited, a founding member of HSBC Group, a flagship in the Asia-Pacific region and the largest registered bank in Hong Kong. And one of the three largest note-issuing banks in Hong Kong (the other two are Bank of China (Hong Kong) and Standard Chartered Bank), headquartered in the Hongkong and Shanghai Banking Corporation Building,No. Kloc-0/,Queen's Road Central. At present, The Hongkong and Shanghai Banking Corporation and its subsidiaries have set up about 700 branches and offices mainly in the Asia-Pacific region.