Is it necessary to pay back the money when the online lending platform closes down?

Legal analysis: From a legal point of view, even if the platform disappears, the money owed should be paid back. If the platform borrowed by the borrower is a formal platform, an online contract will be signed when applying for a loan, which is protected by law. In addition, the borrower's money is not blown by strong winds, but belongs to investors and lenders.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 7 Civil subjects engaged in civil activities shall follow the principle of honesty and credit and abide by credit.

Article 8 Civil subjects engaged in civil activities shall not violate laws, public order and good customs.

Article 9 Civil subjects engaged in civil activities should be conducive to saving resources and protecting the ecological environment.

Article 10 Civil disputes shall be handled according to law; Where there are no provisions in the law, customs can be applied, but they must not violate public order and good customs.