1. Since it is an industrial company, it should refer to a manufacturing enterprise with its own subsidiary. 2. If the loan is 20 million yuan, there are probably three modes: liquidity; Fixed assets; Bill financing. Liquidity is generally short, most of which is one year. According to the actual situation, fixed assets can generally be used for about 10 years. It is more flexible in the financing term of existing bills, but generally the term is shorter. 4. Among them, the actual situation of the loan is distinguished according to your guarantee method, such as credit, guarantee, mortgage and pledge, and different methods and terms have specific differences. 5. Short-term repayment methods are generally monthly repayment of principal and interest, and one-time repayment of principal at maturity; In the medium and long term, you can also pay interest on a monthly basis and repay in installments, depending on your loan situation. 6. If the interest is paid, the difference is quite big according to the repayment. Just look at it according to the actual situation Interest is easy to calculate. Many websites have repayment calculators. Just do it yourself. 7. Because of the large quantity, enterprises also have scale. It is recommended to visit more local banks, because different regions have different policies and different banks have different policies. After much questioning, I finally decided to operate in a bank. Personal opinion, for reference only!
2. How about Shaanxi Jianlong Industrial Co., Ltd.?
Introduction: On February 0, 20 16, 16, the company name was changed from Shanxi Haixin International Steel Co., Ltd. to Shanxi Jianlong Industrial Co., Ltd.
Legal Representative: Xia Jiaquan, founded on March 23, 2000. Registered capital: RMB 2.5 trillion. Industrial and commercial registration number: 1400004000 13954 Enterprise type: limited liability company (wholly owned by a legal person invested or controlled by a non-natural person) Company address: Dongzhen, wenxi county, Shanxi. Three. How many years can commercial loans last?
The longest commercial loan is 30 years, depending on the age of the house and the age of the lender. The long-term interest rate of the loan is greater than the short-term interest rate of the loan. How many years of commercial loans are based on your total purchase price and the age income of the buyers. Generally speaking, the first suite is up to 70% of the total loan price, and the second suite is up to 40%. According to the age of the borrower, the general age plus the loan period does not exceed 65 to 70. Generally, when you are 60-65 years old, you can't apply for a commercial loan. Generally, you can borrow up to 65,438+00 years after a five-year delay, but the exact amount you borrow depends on the bank's age and bank policy. Generally speaking, the first suite is up to 70% of the total loan price, and the second suite is up to 40%. According to the age of the borrower, the general age plus the loan period does not exceed 65 to 70. According to the latest regulations of the People's Bank of China, the maximum loan amount shall not exceed 80% of the total house price or the appraised value of the house purchased. However, in the actual operation process, each project will be different due to the economic strength of the developer, the construction situation of the project and the personal economic situation. In order to attract customers, the bank extended the loan period to 30 years. As long as the loan term and fixed number of years add up to no more than 70 years, that is, people under 40 can generally apply for a 30-year loan. For those who are well-funded and willing to invest, long-term loans are more favorable. You can borrow long-term funds and make short-term investments abroad at the same time, with a return sufficient to repay long-term loans and a surplus. What are the steps to apply for a commercial loan? First, check your credit history before buying a house with a loan. Banks usually refuse to lend money to people with bad credit records. 2. Pay the down payment and sign the commercial housing sales contract. Third, provide relevant information, go to the bank to sign a loan contract, and open an account in the loan bank for repayment. Four, after the information is complete, the bank review the loan contract, determine the amount of loans, loans. 5. After the loan is issued, the bank will notify the payer by SMS, and the repayment person will deposit the mortgage into the repayment card of the bank regularly.
4. How many teenagers can an industrial company make with 20 million commercial loans? Every month. ...
I don't think so