Are you in a finance company or a guarantee company? If it is a housing loan, you can contact a bank or a real estate agent to get business. If it is a car loan, you can generally contact the dealer. Other loans, such as mortgages, can only be found in banks. If you start, these are the main aspects. The customer base is here, but it's really not easy to run. It's best to run with a few experienced people first. One is to learn, and the other is to develop channel resources from it. This is much better than running your own business. I am in charge of loans at the bank. I hope these can help you. In addition, the product group purchase on the virtual machine group is super cheap.
Second, what steps are needed for the loan?
The step of loan is that you submit your personal loan demand and general information to the bank or loan product agency, and then the bank will conduct a preliminary examination of the loan application of the loan applicant and arrange a special person to contact the loan applicant. If the contact person passes the preliminary examination, then guide the loan applicant to provide the required materials, and then finally lend money. General loan applications need the following materials, which can be judged by yourself-the original and photocopy of the borrower's valid identity certificate; Local permanent residence or valid residence identity certificate, and the borrower's loan repayment ability certificate. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, insurance policy, etc. The borrower's pledge right, the list of collateral and ownership certificate required to obtain the amount of pledge and mortgage, and the written document that the owner and the real estate * * * agree to pledge and mortgage. A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount. Credit certification materials of the guarantor. Collateral appraisal report issued by the appraisal department recognized by the society and other documents and materials stipulated by the bank. If you need a loan, you can recommend the consulting loan service of Easy Loan China-you only need to submit an application online, and Easy Loan China Easy Loan China will review it for you as soon as possible to solve your problem-you only need to fill in your loan demand and your information (you don't need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information. Then choose the right bank and get in touch with you at your residence. In this process, you have the right to choose any bank until you are satisfied. Keep in mind that easy loan China loan fraud prevention: In fact, the swindler's trick is very simple, which can be summarized as follows: (1) The loan requirement is extremely low, and no mortgage or other requirements are required. It can be said that you can get a loan if you want. (2) I dare not disclose the name of my company, I can't provide the company's business license or the company has no investment scope, I can't provide formal contract texts and invoices, and I won't even give you a landline. You only know the other person's cell phone, but you can't even see the other person's face. (3) Before the loan arrives, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, it means asking for money. After you get it, you won't be treated again. Easy Loan China is a network platform for online loan application. Cooperate with more than 20 banks/microfinance companies nationwide, including Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank. And accept online loan applications from all over the country. E-loan China loan application process: online application-E-loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month! Save time for lenders to run to major banks and reduce costs outside loans! Easy Loan China Easy Loan China has many kinds of loans, among which personal credit loans and housing loans are free of service charges nationwide, and other types of loans will charge 2%-3% service charges. This is the lowest service fee among peers, which saves the lender's fee other than the loan, and solemnly promises that the task fee will never be charged before the loan is obtained! The above information comes from Easy Loan China official website/? pagedashi=zhangyuegaoju
3. How to operate the bank loan business?
Are you applying for a bank loan?
Still looking for someone who needs a bank loan? No, I mean how to run the loan business.
I'm a novice, and I want to get help from a master.