The company has bought insurance, can employees take it to surrender?

1. Applicant's application. If the insured requests to surrender, it shall provide the certificate that the applicant agrees to surrender in writing;

2. A valid insurance contract and proof of the last payment;

3. The identity certificate of the insured;

4, entrust others to handle, should provide the applicant's power of attorney, the client's ID card.

If the insured handles the surrender according to law, there are certain procedures. Different insurance companies have different types of insurance, and the relevant rules are different. Generally, the time limit for surrender is about 2-3 working days, and it cannot be fully surrendered after the insurance takes effect. Please consult your insurance company for details.

Surrender means that when the insurance contract is not fully performed, the applicant applies to the insured, and the insurer agrees to terminate the legal relationship between the two parties as defined in the contract, and the insurer returns the cash value of the insurance policy according to the Insurance Law of People's Republic of China (PRC) and the contract.

Reply time: 202 1- 12-06. Please refer to the latest business changes announced by Ping An Bank in official website.