Wealth management industry: There are more and more wealth management companies and more types of financial products, such as trust, insurance, funds, futures, financial derivatives and so on. With the rapid economic growth in China, people's income level is constantly improving, and the number of the middle class is also increasing. These middle-class families still have a lot of surplus funds after meeting the needs of real estate, cars and so on. At the same time, the annual inflation is also quite high, and the interest rate of bank deposits is very low, so they have a demand for these funds, asking for an increase. At this time, they need to plan funds. In this regard, there is a lot of money in the market.
Wealth management companies will launch a variety of financial products suitable for different groups of people to help customers realize the preservation and appreciation of funds. The most profitable people in the wealth management industry are salespeople, sales consultants, sales managers and sales directors. They look for these high-net-worth customers through various channels, and then let them buy financial products through their own majors, and then get corresponding commissions. Imagine that a sales consultant sells tens of millions or even hundreds of millions of financial products a year and gets hundreds of thousands or even millions of commissions.
In order to earn so much money, the requirements for sales staff have also increased. Must have certain financial professional knowledge, such as securities, funds, futures and other industry-related certificates, must continue to learn financial and product knowledge. For example, CFA is the financial certificate with the highest gold content, which is known as the first financial test. CFA holders belong to high-end financial talents. In addition, there must be various sales abilities of sales staff and channels to open up high-end customers. Ability to communicate with these people.
To sum up, employees in the financial industry have high income and comprehensive ability. It is reasonable for them to get corresponding high income through their own efforts.