(2) If the platform is only overdue, you can rush to the site as soon as possible to conduct business negotiations and urge immediate repayment.
(3) If the boss of the regular P2P platform loses contact, it is not terrible. The platform is just an intermediary. As long as there is sufficient evidence to prove the loan, you can sue the borrower for repayment;
If it is an informal P2P platform, it is suspected of illegal fund-raising. It is necessary to collect evidence at the first time and report it to the Economic Investigation Brigade of the Public Security Bureau for follow-up processing.
(4) Contact other investors to protect their rights and urge the police to file a case as soon as possible.
Legal basis: Article 192 of the Criminal Law of People's Republic of China (PRC) illegally raises funds by fraud for the purpose of illegal possession. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or confiscated.
If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.