1.？ China life insurance company
China Life Insurance is a large state-owned financial insurance group, which was established with the approval of the central authorities in June 5438+0949 and June 5438+00. Headquartered in Beijing, the registered capital is 28.265 billion yuan. It is one of the earliest insurance companies in China, and is known as the "mainstay" of the insurance industry in China.
The core solvency adequacy ratio is not less than 50%;
The comprehensive solvency adequacy ratio is not less than100%;
The comprehensive risk rating is above Grade B..
According to the latest public information disclosure, China Life's core solvency adequacy ratio is 255.49%, and its comprehensive solvency adequacy ratio is 264.5 1%. In the second quarter of 2020, the comprehensive risk rating result was Grade A..
It can be seen that China Life's solvency is very good, its operation is in good condition, and it is difficult to settle claims or it is unlikely to go bankrupt.
2.？ People's Insurance Company of China
China People's Insurance Company was established in 1949 with a registered capital of 4242399058 yuan, covering property insurance, life insurance, health insurance, insurance brokerage and other fields.
Known as "the eldest son of the new China insurance industry", it is a very powerful company in the global insurance industry.
According to the latest public information disclosure, the core solvency adequacy ratio of PICC China in the first half of 2020 is 27 1.2%, and the comprehensive solvency adequacy ratio is 324.6%.
In addition, China People's Insurance Company was awarded the highest rating of "Excellent (AAA)" in the annual performance evaluation of the Ministry of Finance, becoming the only company in the domestic insurance industry to receive this evaluation, and AAA is the highest level of the performance evaluation results of the Ministry of Finance.
3.？ China Taiping insurance company
China Taiping Insurance Group Co., Ltd. was established in Shanghai on 1929 with a registered capital of 1003 billion. It is the longest-running national insurance brand in the history of China and the only financial enterprise in China that manages its headquarters overseas.
Let's take Taiping Life Insurance Co., Ltd. as an example to show you the solvency of Taiping Life Insurance Company and whether it can bear it:
It can be seen that the core solvency adequacy ratio of Taiping Life Insurance is 265,438+03%, and the comprehensive solvency adequacy ratio is 265,438+06%, which is much higher than the solvency required by the CBRC.
In addition, China Taiping implements unified vertical auditing and comprehensive risk management for the whole group, and its internal control management and comprehensive risk management are in the leading position in the industry.
4.？ China Export Credit Insurance Corporation
China Export Credit Insurance Corporation was established on February 8, 2006 with a capital of about 30 billion yuan. It is a state-owned policy insurance company that supports China's foreign economic and trade development and cooperation, and has independent legal personality. Its service network covers the whole country.
China Xinbao also strengthened risk management in an all-round way. Establish an insurer system, implement internal control guidelines, build a legal compliance system, improve the actuarial system of credit insurance, and improve the financial risk prevention and control system.