Legal analysis: the crime of online financial fraud has the characteristics of strong technology, strong concealment, difficulty in obtaining evidence, low crime cost and wide range. Specific fraud means include: 1, false points exchange, account balance change reminder, impersonating public security organs, etc. 4. Refund lies, pretending to be friends of WeChat and QQ, 6. Increase the limit of obtaining credit card information, 7. Using pseudo base stations to send false information. In view of the crime of online fraud, the state not only uses the relevant provisions of the criminal law to regulate the crime of financial fraud, but also comprehensively uses various measures to improve the punishment effect.
Legal basis: Article 3 of the Notice of the General Office of the State Council on Printing and Distributing the Implementation Plan for Special Remediation of Internet Financial Risks comprehensively applies various measures to improve the punishment effect:
(1) Strict admission management.
(2) Strengthen fund monitoring.
(three) the establishment of reporting and "heavy rewards and heavy penalties" system.
(4) Intensifying efforts to rectify unfair competition.
(V) Strengthening internal control management.
(6) Make good use of technical means.