1, Wuhan Citizen's Home
2. Wuhan Financial Supermarket Workstation (6th Floor, Block B, Optics Valley International Plaza, Donghu Development Zone, Wuhan)
3. Credit Information Service Window of Wuhan Private Financial Street Public Service Center (No.76 Qianjin 4th Road, Jianghan District)
4. Business Hall of Caidian Branch of China People's Bank (No.225 Caidian Street, caidian district)
5. China People's Bank Huangpi Branch Business Hall (No.99 Huangpi Avenue, Qianchuan Street, huangpi district)
6. Huangpi Hankou North Government Affairs Hall (Sijimei Agricultural Trade City, No.77 Hankou North Avenue 1 Building 1)
7. Business Hall of Jiangxia Branch of China People's Bank (No.Xiong Tingbi Road 145, Jiangxia District)
8. Business Hall of Xinzhou Sub-branch of China People's Bank (No.Longteng Street 153, Xinzhou)
9. Qiaokou Sub-branch of Wuhan Rural Commercial Bank (Jiefang Avenue 1009, Qiaokou District)
Wuhan Rural Commercial Bank Fruit Lake Sub-branch 10 (No.93, Donghu Road, Fruit Lake, Wuchang District)
Qingshan Sub-branch of Wuhan Rural Commercial Bank 1 1 (No.3 Luojialute, Qingshan District)
12, Guanggu Sub-branch of Wuhan Rural Commercial Bank (Wuyin Guanggu Building, F5 Building, Guanshan Avenue Software Park, Hongshan District)
13, Economic and Technological Development Zone Sub-branch of Wuhan Rural Commercial Bank (near Chuangye Road, Wuhan Economic and Technological Development Zone 146)
Extended data:
Personal credit information is recorded in the personal credit report, which mainly includes personal basic information and credit information (whether there are bank loans and credit card overdue overdraft records, etc.). ) and non-bank information (water, electricity and other public utilities payment information, tax arrears, civil judgments, etc. ). This information will affect individuals' lending behavior in financial institutions. For example, when a bank handles a personal mortgage, it needs to read a credit report. If the credit status is good, they may get preferential treatment, while those with overdue records may have to raise prices or even get loans. It can be said that the personal credit report is an individual's economic identity card.
In recent years, citizen loans, individual awards, credit card applications, and going abroad all require personal credit reports. With the increase of places of use, the number of credit inquiries has also increased significantly. According to the introduction of Wuhan Branch of the People's Bank of China, since 20 13, the inquiry volume of the credit window in this city has increased rapidly at a rate of more than 40% every year. In the first month of this year 10, the number of inquiries in the city's credit window reached more than 2 10000, and an average of 400 to 500 inquiries were made every day at a branch.
In order to cope with the rapid growth of demand, the management department of Wuhan Branch of the People's Bank of China moved the credit inquiry service window of Taipei Road, Jianshe Avenue, to the government affairs hall of Citizen's Home, set up seven external credit inquiry service windows, and added two self-service inquiry machines for personal credit reports. Yesterday, the reporter learned at the scene that the self-service inquiry machine uses the latest face recognition system, which is very advanced. The inquirer puts his second-generation ID card on the inquiry machine for identification. After recognition, the inquirer will turn on the camera, and the inquirer will step back half a step, so that the system can print his personal credit report after confirming that the inquirer and the photo on the ID card are the same person. The whole process, no more than 90 seconds.
At the same time, the management department of Wuhan Branch of the People's Bank of China also set up self-service inquiry machines for personal credit reports in five branches of rural commercial banks in Wuhan to provide self-service inquiry services for personal credit information. Therefore, Wuhan people can easily check personal credit reports in Hankou, Optics Valley, Qiaokou, Qingshan and other 13 outlets.
References:
People's Network-Chaxundian, Zheng Xin, Wuhan