(3) The longest period for borrowing funds from enterprise group finance companies, trust companies, securities companies and insurance asset management companies is 7 days; (4) The longest period for a financial institution to borrow funds shall not exceed the longest period for a counterparty to borrow funds stipulated by the People's Bank of China. The People's Bank of China may, according to the needs of market development and management, adjust the maximum period of capital lending by financial institutions.
Legal basis: Article 23 of the Measures for the Administration of Interbank Lending. On the premise of meeting the following requirements, the term of interbank borrowing shall be determined by both parties through consultation:
(1) The longest period for borrowing funds from policy banks, Chinese-funded commercial banks, tier-one branches authorized by Chinese-funded commercial banks, wholly foreign-funded banks, Sino-foreign joint venture banks, branches of foreign banks, urban credit cooperatives and county-level branches of rural credit cooperatives is 65,438+0 years.
(2) The longest period for a financial asset management company, a financial leasing company, an auto financing company or an insurance company to borrow funds is 3 months;
(3) The longest period for borrowing funds from enterprise group finance companies, trust companies, securities companies and insurance asset management companies is 7 days;
(four) the longest period of borrowing funds by financial institutions shall not exceed the longest period of borrowing funds stipulated by the People's Bank of China. The People's Bank of China may, according to the needs of market development and management, adjust the maximum period of capital lending by financial institutions.