The purpose of the asset management company's loan to the bank
The business structure of asset management companies is usually to invest and manage money for customers, earn commissions and borrow money from banks. From a financial point of view, it belongs to debt financing. The purpose of debt financing may be: (1) market development, and business development needs capital investment; (2) just to reverse the current tight cash flow; (3) The financing cost of other financing channels is too high or cannot be melted; (4) In order to optimize the current financing structure and increase debt. And so on may lead enterprises to borrow money from banks.