How do insurance brokerage companies deal with commission tax avoidance?

Insurance brokerage companies wishing to avoid taxes legally can reduce taxes by reporting pre-tax deductions to the company, such as mortgage loans and medical care. The following is about this specific solution:

1. At present, if you want to avoid taxes reasonably, you can declare the pre-tax deduction items to the company, such as child support, elderly support, re-education, mortgage, and critical illness medical care. Can be deducted before tax. This is a legal and reasonable way to avoid taxes.

2. Article 41 of the Regulations of Beijing Municipality on Medical Insurance (Order No.68 of Beijing Municipal Government): Enterprises and institutions participating in basic medical insurance may establish supplementary medical care. The part of the enterprise's supplementary medical insurance premium that is lower than 4% of the total wages of the professional employees of the enterprise can be charged from the cost.

3. You can reasonably save taxes by entrusting flexible employment and approving the collection of registered sole proprietorship enterprises. Actually, it depends on your actual situation Tax saving is customized.

The flexible employment mode of (1) tax-saving net 123 reduces the input of enterprise labor costs and reduces the risks in the employment process. Through business process outsourcing, the provincial tax network 123 management center distributes the business to employees.

(2) The enterprise management center adopts flexible employment methods to assign tasks to employees, which also greatly reduces the tax burden, and enterprises do not need to provide social security for employees. Enterprises publish content on the tax saving network 123 witkey platform, and scattered workers take over tasks, reach deals and complete tasks offline.

(3) The company has reached online cooperation with scattered employees, who directly serve the company and reduce the tax burden.

1. The calculation method of insurance agent's commission income tax is: (commission income *60%)-800)*20%. The data obtained from the above formula is correct. In other words, excluding commission income, the tax rate is 20%.

2. Calculation method of personal income tax on insurance agent's commission income: deduct the commission, reward, labor fee and other related income obtained by individual insurance agent from local tax surcharge and exhibition cost, and calculate personal income tax according to regulations. The cost of exhibition industry is 40% of the commission income minus the additional balance of local taxes and fees. The commission income obtained by securities brokers from securities companies shall be subject to individual income tax according to the item of "income from remuneration for services". Therefore, insurance agents should pay personal income tax according to the above provisions and "income from labor remuneration".