I. Wage loan
Qualifications:
1. Working or living in Zhuhai for more than half a year.
2. Have a stable job and income (the monthly income is not less than 2,000 yuan)
Loan amount: 1 ten thousand-10.5 million.
Loan term: 1-3 years
Required information:
1. ID card
2. Labor contract or valid certificate issued by the company.
3. In the last 3 months, the bank has paid wages or the bank that can represent personal income has paid wages.
4. If you rent a house, you need to provide the rent bill or water and electricity bill for the last month.
5. Residence permit, brand, vehicle driving license and social security card (if necessary)
Second, the owner's loan.
Qualifications: Commercial real estate, welfare housing and profit-making housing with real estate or mortgage in Zhuhai.
Loan amount: 1 10000-500000
Loan term: 1-3 years
Required information:
1. ID card
2. Labor contract or valid certificate issued by the company.
3. In the last 3 months, the bank has paid wages or the bank that can represent personal income has paid wages.
4. Personal property ownership certificate or mortgage purchase contract, and rent bill or water and electricity bill in the last month.
5. The mortgaged property shall provide the bank mortgage repayment records of the last three months.
6. Recent bills of social security card, vehicle driving license and credit card (if necessary)
Third, private owner loans.
Qualification: industrial and commercial registration, Zhuhai for more than one year.
Loan amount: 1 ten thousand-1 ten thousand.
Loan term: 12-36.
Required information:
1. ID card;
2. Business license
3. Funds flowing to public and private banks in the past six months;
4. Lease contract of business premises, and the list of rent or utilities in the latest month;
5. Rent bill or utility bill for the last month of individual residence.
Tips: Please find a regular company for the loan, and there is no charge before lending!