Perhaps, you will think that this is impossible. After all, the central bank's credit information only covers banks and other institutions. But what I want to say is that an era of communication is coming, you know?
What is the new couplet?
Xinlian is actually a personal credit information platform and will be another credit information system. Previously, the central bank granted eight institutions credit qualification, including Sesame Credit and Tencent Credit. However, these eight institutions are "fragmented", and the phenomenon of multi-head lending and robbing Peter to pay Paul is becoming more and more serious.
Therefore, from the perspective of security and system cost, the letter is established. Xinlian platform will be incorporated into Internet financial credit data, and a national basic database will be built to realize industry information sharing.
What information does the link include?
The main sources of Xinlian are authoritative third-party credit reporting platforms on the Internet, such as Sesame Credit, Tencent Credit Reporting, Qianhai Credit Reporting, Koala Credit Reporting, Pengyuanzheng Credit Reporting, Mutual Gold Association, China Chengxin Credit Reporting, China Zhicheng Credit Reporting and Huadao Credit Reporting.
It is said that most of the data contained in Xinlian are the records of users' online private lending, wealth management and renting.
Build this national basic information base and provide fair and just credit support for the society. In the future, more industries will adopt credit methods, so it is very important to maintain a good personal credit record.