Does the state stipulate online loans?
The top ten official online lending platforms recognized by the state mainly include: 1, Ping An Hewlett-Packard, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Microfinance, 6, Lending Bao, 7, Xiaomi Loan, 8, 360 Loan, 9, Youhuahua, 10, and Zhaozhao.
1, Ping An Pratt & Whitney
Ping An's online lending platform is quite reliable in terms of security. Its loan products are also very many, such as: I loan, life insurance loan, excellent mortgage, car owner loan according to their own needs.
2. Jingdong Finance
Jingdong Finance belongs to the JD.COM platform. The white bars and gold bars of Jingdong Finance can help people in need to borrow money. The amount of white bars is small, and gold bars are borrowed.
3. Suning Finance
Suning Finance should be familiar to many people, and its main loan product is Suning's discretionary payment. The loan amount that can be repaid at will can be as high as 200,000 yuan, mainly because the threshold for applying for the loan amount is low. Anyone who meets 18 years old and has no bad record can apply.
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It is understood that he has existed for ten years and has been listed in the United States for 200,000 yuan.
5. Microfinance
"Micro-loan" is a pure online micro-credit cycle launched by small and micro users of the first Internet bank in China.
"Micro-loan" adopts the official invitation system, and invited users can see the loan amount of "micro-loan" in QQ WeChat payment.
6. Borrowing is a reception service of Alipay, and its safety index is relatively high. At present, as long as you can get more than 0. You can apply for loans ranging from 300 thousand yuan.
7. Xiaomi loan
A loan product belonging to Xiaomi financier, which provides some points, but uses it to support loans.
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Its main characteristics are fast lending speed, low application threshold, and low daily loan interest rate of 0.027%, which is equivalent to the annual interest rate as the application process, and it can be repaid as soon as one minute after the application.
9. Have money to spend
Baidu's loan platform, according to different loan businesses, can borrow in full in a simple way, mainly with low interest and support for borrowing and returning.
10, recruit a good term loan.
It is a lending service launched by Zhaolian Consumer Finance, occupying the top ten of formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000 yuan. The production line can be recycled within 3 years.
Second, is the fun network formal?
It's a regular platform.
Qu Rong. Com is a lending platform, which can provide users with a loan amount of up to 200,000 yuan, with a service life of 12 months. Applicants need to be between 22 and 45 years old and submit their ID cards, mobile phone operators and contacts. As of July 65,438+08, 2022, according to the official announcement of Fun Rong. Com, the software is connected with the national credit information, and it is necessary to query the credit information for lending.
3. What are the regular online lending platforms? Top ten of 2022 formal platforms
Top Ten Formal Lending Platforms in 2022
1. Ping An HP
HP is a subsidiary of Ping An Insurance Group, focusing on providing loans, guarantees, consulting and other services. The company mainly provides high-quality loan services for ordinary wage earners, individual industrial and commercial households and other people, and is trusted by customers.
2. Yixin Pratt & Whitney
Yipuhui is a professional and convenient comprehensive financial service platform under Yiren Jinke, which mainly provides personal loans, vehicle and real estate mortgage loans for ordinary wage earners and small and micro business owners.
3. Microfinance
Micro-loan is a micro-credit loan platform launched by Weizhong Bank on 20 15. Not only does it not need mortgage and guarantee, but it also has fast payment and low interest. The daily interest rate is only 0.02%-0.05%, which has been launched on mobile QQ platform and WeChat platform.
4. The ant borrowed it.
Borrowing is a loan service launched by Alipay platform. The condition for users to apply for a loan is that the sesame credit score must be above 600, and the amount they can apply for varies according to the score, ranging from 1 10-300,000 yuan. Trusted by many users, safe and reliable.
5. Preferential loans
Pleasant loan is an online financial service platform launched by CreditEase on 20 12, which mainly provides various loan services. Users can complete the whole process of loan operation only on their mobile phones.
6.JD.COM gold bars
JD.COM Gold Bar is a formal platform under the JD.COM Group, focusing on providing loan services to users. Because of its unsafe and fast arrival, it is trusted by the majority of users. You can repay the loan or pay in installments.
7.baidu has money to spend.
Baidu Youhuahua is a professional platform for providing financial credit services under Duman Finance. Committed to providing convenient and fast personal credit services to the public, it has the characteristics of high quota, fast payment and strong security. Among many online lending platforms, having money to spend is still very reliable.
8. Suning's willful loan
Suning willful loan is a formal loan platform under Suning Finance, which is committed to providing financial services for individual users for decoration, education, tourism and other purposes. The fastest time is 20 seconds, and the maximum amount is 200,000.
9. Gitzo Consumer Finance
Gitzo Consumer Finance is a platform under the Czech Gitzo Group, which focuses on providing consumer financial services and is committed to providing users with safe, convenient, efficient and trustworthy consumer financial services.
10.360 IOUs
360 IOU is a personal micro-credit platform of 360 Group, which is committed to providing safe, professional and convenient financial services to major social groups, and granting different credit lines according to users' credit status.
4. What is the platform for borrowing money online?
In addition to banks, only licensed platforms are generally more formal, such as Ping An Pratt & Whitney, 360 IOUs, rich flowers, pleasant loans, installment as scheduled, 2345 loans, building blocks and so on.