What problems should investment funds pay attention to? How do you rationally invest in funds? What kind of scientific financial management concept should be established? The following summarizes ten relationships that fund investment must handle well:
First, the relationship between the new and the old.
Don't just see the advantages of the new fund, but also pay attention to the advantages of the old fund. Most new people "like the new and hate the old", only recognize the new fund, not the old fund. You know, although the new fund also has a good side, the old fund is rich in experience and stable in operation, which deserves more attention and investment.
Second, the relationship between diligence and laziness.
Don't invest on a whim, you must stick to it. No matter what kind of financial management, we must establish a correct and scientific concept of financial management, and we must master relevant financial management knowledge through study and research, so as to identify, distinguish and judge.
As an investor in the 2 1 century, facing the new situation of accelerated knowledge updating and rapid development of science and technology, we should not only know the national policies of the party and government in time, but also be familiar with the basic knowledge of the fund.
Third, the relationship between "big market" and income.
It is unrealistic to blindly pursue high personal income without the macroeconomic background.
Fourth, the relationship between big and small.
Fund companies are large and small, and the fund scale is large and small. In fact, big and small are relative, and choosing the one that suits you is the best. For example, for stock funds, it is difficult for large-scale funds to open positions, but they are rich in funds, which can be absorbed on dips in the secondary market and subscribed for profits in the primary market. With the passage of time, their lasting profitability is beyond doubt; On the contrary, small-scale funds are flexible and quick to adjust positions, and they have more advantages in the volatile market.
Fifth, the relationship between fixed investment and single investment.
Fixed investment is a financial management method suitable for wage earners introduced by fund companies.
As a prudent investor, we should continue to conduct ductility research on the basis of one-off investment, and choose one or two good fund varieties found in the research to make regular fixed investment, which can not only prevent and spread risks, but also improve returns.
Sixth, the relationship between low and high.
Here, you must avoid being afraid of heights. Investment funds focus on long-term returns. High-net-worth funds have good past performance, long-term operating experience and reasonable positions, and may do better in the bull market.
Seventh, the relationship between prosperity and decline.
No investment can be fixed from beginning to end, and risks and benefits are always in direct proportion. The risks of investing in different types of funds are different, and the returns will naturally be different. Generally speaking, equity funds have the highest risks and the greatest returns.
Therefore, since we have chosen a stock fund, we must look at the ups and downs of the stock market calmly, not for the moment, but for the long term, regardless of the wind and waves, and sit firmly on the Diaoyutai.
Eighth, the relationship between time and quality.
Many fund investors pay attention to the timing and are very concerned about the timing of purchase, but ignore the importance of fund variety selection. In fact, as long as China's sustained and healthy economic development is recognized, a few funds with excellent past performance, excellent corporate management, high social evaluation and recognized investment strategies can invest at any time.
Ninth, the relationship between long and short.
Still emphasize persistence. Influenced by investors chasing up and down and short-term speculation, some citizens have adopted the same strategy when investing in funds-buying today, selling tomorrow, frequent entry and exit, and constantly changing. As a result, the handling fee is not small, and the income is not ideal. In fact, investment funds should avoid short-term and long-term, and calm and persistence will definitely earn a lot of money.
Tenth, the relationship between scale and structure.
Choose the right fund portfolio according to your age, occupation, income, psychological quality, anti-risk ability and personal preference.