Step 1: Apply and submit information.
Company information
1, business license, organization code certificate, account opening permit, tax registration certificate, articles of association and capital verification report.
2, annual report, financial statements, corporate bills, tax bills.
3. Business premises lease contract and proof of rent payment, and water and electricity charges for the last three months.
4. Proof of assets under the name of the enterprise (plant, equipment, car).
personal data
Identity card, household registration book, bank running water (half a year or a year), proof of assets (such as houses, cars, stocks, bonds, etc.). )
Step 2: Bank audit
Step 3: Sign the contract.
The fourth step, bank lending.
Enterprise credit loans (tax loans, bill loans, current loans)
The maximum amount of a single loan application is 5 million, the term is one year, the annualized interest rate is about 4%, and the interest is paid first and then the principal is paid.
Bid-winning loan: the bid-winning enterprise in Chongqing government procurement network, registered in Chongqing or Sichuan, with a maximum of 30 million yuan, which will be repaid after interest.
The little giant is 3,000-/kloc-0,000,000, and the annualized interest is as low as 3.55, and the interest is paid in advance in 3-5 years.
In addition, it also handles housing mortgage loan, secondary mortgage, credit loan and self-owned fund borrowing.
Featured products: own funds, the next payment on the same day.
First come, first served, bridge crossing, 300-300 million credit line, low interest rate for interview, term 1 month-1 year, interest first, capital later, flexible operation.
When choosing an organization, you must shop around.