Gitzo Loan has a 9-day repayment grace period. If the repayment is made within the 9-day grace period, you will not receive a credit report. If the grace period is exceeded, you need to receive the credit information and pay a certain penalty.
Gitzo's loan has been paid off, how can there be a balance?
After Gitzo's installment loan is paid off, this contract will automatically terminate. You can call customer service to confirm the repayment, and if necessary, you can apply for a settlement certificate after the contract is terminated.
Gitzo loans overdue's words will affect your credit information according to the length of time. If the credit investigation is seriously overdue (more than 90 days), it is a black account, and you cannot apply for any loan business before it is paid off. Secondly, overdue will generate additional expenses such as liquidated damages and overdue interest. It is nothing new that the final interest is longer than the principal for a long time. Please be careful. Generally, after overdue payment, it will be automatically eliminated in 5 years.
There must be something wrong with Jiexun's non-repayment, which will have an impact on its reputation in the future. It will be difficult to borrow it again. The loan company will use various means to collect money, and the family will be disturbed. They will always find a way to receive money, not necessarily from you, but from your family. Now you can find another loan, pay back the money you borrowed before, then find a job, and then pay back the money you borrowed when you work later. I hope you can enter a virtuous circle. The general routine of Jiexun's loan repayment is to call you and your family, then threaten you, then call you and your family's home, and then sue. It's always like this. Tell them once at most. Don't let them find you. It's no big deal!
What will happen to Jiexun Loan? Banks usually don't go through legal procedures easily, but if the overdue time is too long and the penalty interest is enough to bankrupt you, then they will go through legal procedures. Credit information is affirmative, and it is basically impossible for you to apply for a credit card or loan in the future. The bank will execute your property first, even if the guarantor's property is executed, the guarantor will ask you for compensation.