In recent years, insurance licenses continue to be hot, and one ticket is hard to find, attracting all kinds of capital to compete. At present, there are about 200 companies waiting in line for a new license, so how do you get an insurance license? The first is to place the registered place in an area with fewer insurance institutions, and then deepen the segmentation field and take the professional niche route.
The first criterion for obtaining a license: place the place of registration in an area with few insurance institutions, such as the central and western regions. This is in line with the principle of "giving consideration to regional balance" when the CIRC approves the license. Huibang Life Insurance, which was approved in September, is the first life insurance company in Tibet, and Yellow River Property Insurance, which took only half a year to get a license quickly, is the first national legal person insurance institution in Gansu Province. It is of course essential to set up insurance companies in local areas with the support of local governments, and it would be better if local state-owned enterprises could participate.
The second rule of obtaining the certificate: deepen the segmentation field and take the professional niche route. "Encouraging the development of professional insurance" has been the main tone of the regulatory authorities in recent years. In March this year, Xiang Junbo, Chairman of the China Insurance Regulatory Commission, publicly stated that it is necessary to support professional innovation and development, encourage insurance institutions to obtain professional licenses, and support insurance institutions that are in short supply. In addition to life insurance and property insurance, listed companies can try to apply for some specialized minority licenses, such as self-insurance, reinsurance, health insurance and mutual insurance. At present, there are few market players and less competition in these license plates.
License criterion 3: serving the national strategy. Yellow River Property Insurance supported by Gansu provincial government is the first company in the insurance industry to build a platform open to the west. The company will build a strategic platform for the insurance industry to open to the west in accordance with the "Belt and Road" construction and deployment. Qianhai Reinsurance, which obtained its first reinsurance license this year, is supported by Qianhai Free Trade Zone.
Tip: How to get an insurance license? First of all, the place of registration is located in an area with few insurance institutions, which conforms to the principle of "taking into account regional balance" when the CIRC approves the license; Then deepen the segmentation field and take the professional niche route; Finally, it is to serve national strategies, such as the "Belt and Road" and free trade zones.
Now it is a legal society, and many things closely related to life are inseparable from the law, so we should know some legal knowledge. The existence of law can help us to deal with some things around us better. If you have any other knowledge you want to know, you are welcome to consult a lawyer. How to get an insurance license @20 19