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Just registered the company, the next step is to open an account in the bank. Which bank is better? The charges of different outlets of the same bank may be different, and even at different times, the policy may be adjusted. The related contents of this paper can be used for reference.
First of all, some suggestions on choosing an account bank.
1. Before opening the basic account, visit as many banks as possible and compare the charges, service attitude, account opening speed and convenience of various bank outlets. After confirming the selected bank, choose a branch near the office to facilitate future office work. Some banks can't do it on the same day and need to make an appointment in advance. When consulting at the counter, the bank staff will give a list of required materials and expenses.
In addition, it depends on the company's business. If your company has a lot of online transfer business, choose a bank with cheap transfer fees, or choose the same bank as the customer, and there is no handling fee. For example, when a small partner opens an account, he chooses a big bank nearby, but after using it, the online transfer fee is a bit expensive, and if he wants to transfer to other commercial banks with low fees, there will be many subsequent troubles.
3. It should be noted that before opening an account, some banks will send staff to conduct on-site verification of the company to be opened (the verification contents include legal representative and business premises, etc.). ). If you are a friend who has no business premises or registered a virtual address for the time being, you need to pay special attention to handling relevant banking procedures in advance.
Second, the basic account opening process
1. The documents required for opening an account in a newly established enterprise bank include: original business license, original enterprise ID card, financial seal, official seal, corporate seal, articles of association, financial personnel ID card and its copy (except corporate shareholders). If the account is opened by the manager, the ID card of the manager and the power of attorney signed by the company legal person are required.
Note: Therefore, friends don't have to go to the bank to open an account in person, they need an agent to bring their ID card and authorization.
2. Details of the bank account opening process: the bank submits the certificate-the customer truthfully fills in the application for opening the company's bank settlement account and seals it. -The management agreement of RMB corporate bank settlement account that the bank should sign with the depositor, with each bank holding one copy.-Fill in the Registration Form of Associated Enterprises.-The following banks submit it to the People's Bank for approval.-After the People's Bank approves and issues the account opening license, the general bank will hand over the original account opening license, password and account opening application form to the customer for signature.