What is the "threshold" for establishing a financing guarantee company?

Bidding conditions of financing guarantee companies:

1. The newly established financing guarantee company shall be established by one or two enterprise legal persons or natural persons as the main sponsors.

(1) As the main sponsor, an enterprise legal person shall meet the following conditions:

Standardized management, good credit and strong strength;

It has been operating continuously for more than three years and has been profitable for nearly two consecutive fiscal years. The accumulated net profit in the past three years is more than 6,543,800 yuan, the asset-liability ratio is not higher than 70%, and the net assets are not less than 50 million yuan. The long-term investment after the implementation of this project shall not exceed 60% of the net assets in principle;

(2) As the main sponsor, a natural person shall meet the following conditions:

Have the economic strength to initiate investment, have a certain industry background and influence in the industry, and be able to issue corresponding valid certificates;

No major bad credit record, no major bad business record and no criminal record.

2. The newly established financing guarantee company shall have a registered capital of not less than RMB 654.38 billion, which shall be paid in cash in one lump sum, and shall not use borrowed funds or funds entrusted by others to become shareholders.

3, initiated by the enterprise as the main sponsor, the shareholding ratio is not less than 30% in principle; Where the establishment is initiated by two enterprise legal persons as the main sponsors, the shareholding ratio shall not be less than 20% in principle; Where a natural person initiates the establishment as the main sponsor, it shall hold an appropriate proportion of shares.

4. General promoters should have certain industry background, continuous capital contribution ability and risk tolerance. In principle, the capital contribution is not less than 5 million yuan, and the shareholding ratio is not less than 65,438+0%.