Consequences of overdue installment payment:
1. If the cardholder delays or refuses to repay the loan, the liquidity of the bank will be affected and the credit history will be tarnished.
2. If your personal property is not enough to repay, you will be classified as a "faithless person" and high consumption is prohibited.
3. In addition to certain fees and interest charges, multiple overdue repayments will also affect personal credit.
Generally speaking, borrowing by installment won't cost you a lot, and your energy will definitely be greater than the price of your mobile phone, and most of the money you owe will still be paid back.
Finally, don't blindly expand consumer spending. Installment payment is not a free purchase. Prepaid consumption will be paid back sooner or later, and it is necessary to do what you can.