In the credit industry, the common loan methods are secured and unsecured. There are many online lending platforms that can provide unsecured loans for everyone, and you can apply with personal credit. Today, I will introduce you to several such loan platforms.
360 IOUs
360 IOU is a 360 financial unsecured pure credit ID card loan platform, which evaluates the credit of customers as a whole based on 360 big data and provides cash loans on this basis. The maximum loan amount is 200,000 yuan, and the longest repayment period is one year.
Xiaomi loan
Xiaomi Loan is a personal credit unsecured platform of Xiaomi Company, and it can also be applied on WeChat. Xiaomi loan can provide you with a loan of up to 200,000 yuan, and the daily interest of the loan of 65,438 yuan+0,000 yuan is the lowest, which is only 2 yuan, and the interest is calculated according to the number of days of use.
Ant, please.
Ant borrowing is Alipay's unsecured personal credit, with a line of 1 0,000-300,000. The daily loan interest rate is 12 months, and the loan speed is very fast.
Kuaiyihua
Kuaiyihua is an unsecured personal credit of Wanda Finance, with a maximum loan amount of 50,000. It has its own mobile phone loan software, and only users aged 20-60 with good credit information can apply for the lowest loan interest rate.
Anyihua
Anyihua is a product that can be borrowed from consumer finance companies immediately. The loan amount is between 1000-50000, within which cash can be withdrawn, phased and consumed, and approval and lending can be completed in three minutes.
What are the unsecured companies? These five are the best!
Now, unsecured is very popular in the credit market. When many people are short of money, they will choose to apply for unsecured. Some friends still don't know what an unsecured company is. Today, I will introduce several such companies to you.
Ma Shang Finance
Instant Finance is an unsecured company approved by China Banking Regulatory Commission, which has provided loans to hundreds of borrowers. The loan amount of instant finance can reach 200,000 yuan, which can be repaid with the loan or on schedule. The loan method is very flexible.
360 finance
360 Finance is an unsecured company, which owns an unsecured platform 360 IOUs. The loan amount of 360 loan can reach 200,000 yuan, and the term can reach 12 months. The daily cost of 1000 yuan loan is at least 27 cents, and it can be received in 5 minutes at the earliest.
Yirendai
Yirendai is an unsecured company listed in the United States with a loan amount of 200,000. Repayment by installments, with a term of 65,438+02-48 months and a monthly interest rate of between. To apply for a happy loan, you must be at least 22 years old.
Pat tape
Paipai Loan is also an unsecured company listed in the United States. With 65,438+00 years of operating experience, it has provided services to more than 40 million users. The company's loan amount can reach 200,000 yuan, and the application can be received as soon as 1 minute.
The above is the relevant answer, I hope I can help you. At the same time, everyone must pay attention to careful screening when applying.
What are the places to deal with formal individuals?
Formal personal business is mainly handled by banks, some loan companies and electronic financial institutions. Banks with products in China include Citibank, Standard Chartered Bank and Ping An Bank. Among them, the current loan group of Standard Chartered Bank belongs to it, and the loan amount can be 8,000 yuan to 20,000 yuan. The same characteristics of such products as banks are low quota, high threshold and slow procedures.
The amount of electronic financial institutions is not too high, and the speed is between loan companies and banks. The characteristic is that the loan procedures can be completed through the network, and the repayment can be made through online banking or Alipay, but the rate is uncertain.
The unsecured credit loan of the loan company is about 200,000-300,000, and the expected annualized interest rate is actually a part of it. This kind of products is characterized by high speed and flexible quota, but the cost is hidden in fees and other charging items, and the actual loan cost is much higher than the expected annualized interest rate advertised.