Online banking for enterprises that transfer business-to-business accounts to other banks through "single payment":
(1) Inter-bank transfers within 50,000 yuan (inclusive) of the first category are generally received within half an hour; Inter-bank transfer is 50,000 yuan (excluding), and transactions submitted within 0:00- 17: 15 and 20:30-24:00 on the last day of the working day are generally received within half an hour. Transactions submitted within working day 17: 15-20:30 are generally received at 20: 30-2100, and transactions submitted within the last working day 17: 15-24:00 are generally on holidays.
(2) The second type of inter-bank transfer within 50,000 yuan (inclusive) is generally received in the second half hour of legal holidays; Inter-bank transfers of 50,000 yuan (excluding) to 500,000 yuan (including), transactions submitted within 0:00-0: 10 on the first day of the holiday, generally arrive within 20: 30-2100 on the last day of the holiday, and generally arrive within half an hour at other times; Inter-bank transfers of more than 500,000 yuan (excluding) and transactions submitted within 20:30-24:00 on the last day of the holiday usually arrive within half an hour, and other times generally arrive at 20:30-2 1:00 on the last day of the holiday.
Extended data:
There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.
Company-to-company account transfer is company-to-company transfer or company-to-company transfer. Also known as company transfer.
Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who register for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through the mobile banking of iPhone version, Android version, HTML webpage version or iPad bank, and can enjoy the preferential treatment of free transfer and remittance fees.
2065438+On February 25th, 2006, five banks of industry, agriculture, China, China Construction and Bank of Communications held a joint meeting on "Strengthening account management and promoting inclusive finance". The domestic RMB transfer and remittance handled by customers through mobile banking is free, and the domestic RMB online bank transfer and remittance for customers below 5,000 yuan is free, which reduces customer fees.
References:
China Construction Bank official website-Transfer Arrival Time