Does the insurance company branch have a comprehensive risk rating?
Yes The comprehensive risk rating of insurance companies' branches is an index to measure their solvency risk. This indicator includes four kinds of risks that are difficult to quantify: operational risk, strategic risk, reputation risk and liquidity risk. The comprehensive risk of the solvency of insurance companies is evaluated by the regulatory agencies. At the same time, the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is B and above. The comprehensive risk rating represents the solvency risk of an insurance company. Therefore, the branches of insurance companies have comprehensive risk ratings.