You can have a look.
At present, China Cinda is still the controlling shareholder holding nearly 565,438+0%. Other shareholders include Datong Coal Mine Group Co., Ltd., Beijing Kunlunkun Investment Co., Ltd., Guoxi Industrial Group Co., Ltd., Beijing Century HSBC Investment Co., Ltd., Beijing Wanyeyuan Real Estate Development Co., Ltd., Hainan Wanquan Tropical Agriculture Investment Co., Ltd., Wuhu Construction Investment Co., Ltd., Chery Automobile Co., Ltd., etc.
Happy Life is a professional life insurance company, and its controlling shareholder is China Cinda assets of a state-owned financial group. Look at this background is really strong, and the strength is also very strong:
The registered capital of Happy Life is about165438+59 million yuan; The comprehensive solvency adequacy ratio reached 265,438+09.65% in 2065,438+09, and the comprehensive risk rating was A. To sum up, this is a very stable insurance company.
I put a more detailed introduction about happy life in this article. How about China Life? Do you have any insurance recommendations?
But buying insurance can't just look at the company's image. The product is the most important thing. What about the insurance products of Happy Life?
Happiness Life mainly sells life insurance, medical insurance, critical illness insurance, accident insurance and other products. Official website's main products are life insurance and medical insurance, such as happiness handed down from generation to generation, whole life insurance and happiness and well-being medical insurance.
Today, I will introduce the product of Happiness and Ankang Medical Insurance to you. Before the analysis, let's take a look at the comparison between this insurance and the popular million medical insurance: what are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
The following are the responsibilities of medical insurance for happiness and well-being:
As can be seen from the figure, the advantages of this product are not many:
Good renewal conditions: renewal does not need to be reviewed, and it will not be affected if the body changes or claims are made.
The disadvantages of this product are as follows:
1, limitation of hospitalization days: the guarantee of general hospitalization and cancer hospitalization is that hospitalization medical expenses can only be reimbursed within one year 180 days, which is unreasonable;
2, cancer has a deductible: cancer hospitalization still needs to deduct 1 10,000 deductible; Although the deductible set in general hospitalization will also appear in many medical insurance products,
3. No value-added services: there are no common value-added services such as green channel and advance payment for hospitalization, no highlight service and lack of features.
Generally speaking, this product is not cost-effective and practical;
If you still want millions of cost-effective medical insurance products, you can read this article: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
Maybe you can find a good medical insurance product here ~