Is the loan company outsourced by the bank legal?

Legal analysis: Bank outsourcing is legal. Bank outsourcing means that the bank hands over some work to other individuals or companies through outsourcing, and is not considered as the bank's own employees. The nature of general bank recruitment is divided into two categories: labor contract system and labor dispatch.

It is a unique situation that institutions are divided into formal workers and contract workers, but most banks are not institutions, but enterprises, and they are the main workers who accept the adjustment of labor law and labor contract law;

It is the employees who directly establish labor relations and sign labor contracts with banks, that is, the so-called formal workers, which is relative to the labor dispatch employees; Labor dispatch employees sign labor contracts with labor dispatch companies;

After the establishment of labor relations, the jobs sent by labor service companies to banks to provide jobs do not belong to the scope of bank contract employees, but also belong to the statistical scope of employees.

Unlike the bank's labor contract workers, there are some differences in benefits, wages and social security. Another point is that they are unstable and can leave their jobs at any time, but in terms of wages and benefits, there is actually no such big difference when they are on the job.

Legal basis: Article 7 of the Measures for the Administration of Bank Outsourcing Services. According to the needs of operation and management, be responsible for the daily management of outsourcing activities, including contract execution, daily supervision and guidance to outsourcing personnel, etc. , is the first person in charge of outsourcing management.