The current guarantee company is actually lending usury aboveboard. My friend borrowed money from Ping An Bank, but it was China Everbright Bank.

You can apply for prepayment to minimize interest payment. However, it is necessary to pay 3%-5% of the remaining principal for prepayment procedures and corresponding liquidated damages. Moreover, the degree of interest rate floating depends on the personal qualifications of loan products and loans.

Current loan interest rate and floating range:

(The quick calculation is 6,543,800 yuan; The quick calculation result of average capital is the customer's first month repayment amount)

1 year -6.00%, with equal principal and interest of 860.66. Up 10%-6.6%, with equal principal and interest of 863.42. Up 15%-6.9%, with equal principal and interest of 864.8 1.

5-year term -6.4%, equal principal and interest 195. 19. Floating 10%-7.04%, equal principal and interest 198.20. Floating 15%-7.36, equal principal and interest 198.

10 -6.55%, with equal principal and interest 1 13.80. Floating upward 10%-7.2 1%, with equal principal and interest of117.6548437.