What is the organizational structure of investment banks?

1. Partnership system: refers to an organizational form in which two or more natural persons sign a partnership agreement, jointly invest, * * * jointly operate, share profits and * * * bear risks;

2. Mixed company system: refers to a larger capital or company formed by the merger of functionally unrelated capitals or companies;

3. Modern joint-stock company system: refers to the legal person established and formed by two or more shareholders, who enjoy the rights and bear the responsibilities for the property jointly invested by * *, operate independently and be responsible for their own profits and losses.

The above three points are the organizational structure of investment banks.

The difference between investment banks and commercial banks

1. The business content is different: investment banks do not need to absorb deposits and will not issue loans to enterprises. Their services are mainly mergers and acquisitions, asset restructuring and securities underwriting; Commercial banks need to absorb all kinds of deposits and issue loans;

2. Different market positioning: the capital market is the core of investment banks; Money market is the core of commercial banks;

3. Different income sources: the income source of investment banks is the handling fees or commissions of their related businesses; The main income of commercial banks is deposit and loan spreads;

4. Different service functions: investment banks serve direct financing; The service object of commercial banks is indirect financing.