Your loan should be Agricultural Bank of China and a loan product called Jie Bao Loan, and pay a certain insurance premium. Actual Lending and Loan Recovery of Agricultural Bank of China. If you are unable to repay later, the insurance company needs to bear the repayment responsibility, which is equivalent to what he gave you.
2. What loan products does Ping An Bank have?
At present, there are two modes: "New One Loan" and "Ping An Loan". "New loans" are aimed at individuals. Small business owners' "new loans" are divided into 1 year, 2-year and 3-year, with equal repayment of principal and interest. There are many classifications, and the loan amount can be approved in several ways, such as punching salary, monthly payment, and running bank card of small business owners. The annual cost is about 12%. "Loan security" was initiated by small and micro enterprises. This product can give a maximum credit of 654.38+0 million yuan, which is very flexible. The model it adopts is that a credit is valid for ten years, with daily interest, and it is repaid as you borrow it. Suitable for emergency use in small enterprises.
3. What are the loan products of Ping An Bank? Introduce three good ones!
Ping An Bank is a famous commercial bank with many credit products. Today, we will introduce these three different types of loans. You can choose freely according to your own needs. The specific application conditions shall be subject to the regulations of the local bank.
1. The new small loan under Ping An Bank is opened, which is characterized by fast payment, no mortgage and no guarantee, and the line can be recycled. As long as the personal reputation is good, you can borrow it again after repayment. The term is flexible and can be borrowed for several years. Application conditions: 1) Have full capacity for civil conduct and hold a second-generation ID card; 2) Be 23 years old (inclusive) to 55 years old (inclusive); 3) Be able to apply for monthly insurance, pay the provident fund continuously and have the ability to repay the mortgage. 2. The E-line of the house is relatively high, with a maximum mortgage consumption of 3 million and a maximum operation of 5 million. It can meet various needs such as consumption and operation, and the line can be recycled and returned as you borrow it. Online application is simple and convenient, and supports equal principal and interest. Average capital, interest first, capital later, step by step. Application conditions: 1) Age: no more than 55 female borrowers and no more than 60 male borrowers; 2) The age of the borrower; Term of the loan; 3) Room age: within 25 years; 4) Property nature: houses and villas; 70 years of residential apartments; 5) Debt requirement: the debt ratio shall not exceed 75%. Of course, some credit cards can be returned by borrowers when they enter the system. 3. If the car loan amount is relatively high, the amount is as high as 500,000, and the annual interest rate is as low as 10.8%, which is lower than the private car loan interest rate. As long as the borrower's information is complete, the loan can be released as soon as 1 day, and GPS is not required. Application conditions: 1)22-60 years old with stable income; 2) In my own name, I am currently handling unsecured vehicles; 3) The purchase period of the vehicle shall not exceed 10 years (subject to the date when the vehicle was first licensed), the mileage shall not exceed150,000 kilometers, and the vehicle appraisal value shall be more than 50,000.
4. What are the loan products of Ping An Pratt & Whitney and what is the interest?
Ping An Pratt & Whitney is a subsidiary of Ping An Group and the largest non-bank lending institution in China.
Loan application conditions:
1, age requirement: 2 1 year old, under 55 years old;
2. Income requirement: minimum 3,000 yuan per month;
3. Residence requirements: the current residence address has lived for more than 6 months;
4. Good personal credit record;
5. Other conditions stipulated by the bank.