What are the non-bank financial enterprises?

Non-bank financial institutions include Public Offering of Fund, private equity funds, pawn shops, guarantee companies, securities, insurance and microfinance companies.

Publicly raise funds through the mass media, and promoters gather public funds to set up investment funds for securities investment. Under the strict supervision of the law, these funds have industry norms such as information disclosure, profit distribution and operation restrictions. To enjoy the overall income of the market, the excess income of the fund cannot be divorced from the performance benchmark for a long time. The larger the scale, the greater the possibility of the fund obtaining the average profit in the market.

The advantages of guarantee companies are low threshold, high efficiency and fast lending speed. They accept various forms of collateral as counter-guarantee measures, such as real estate, vehicles, trademarks, equity and so on. Providing loans, financial leasing and other economic contracts for small and medium-sized enterprises; Personal consumption loan guarantee, personal commercial loan guarantee, automobile consumption credit guarantee, project investment, financing management, etc.

A small loan company is an enterprise legal person, which has independent legal person property, enjoys legal person property rights, and bears civil liability for its debts with all its property. Shareholders of small loan companies enjoy the right to return on assets, participate in major decisions and choose managers according to law, and are liable to the company to the extent of their subscribed capital contribution or subscribed shares.