1. Heng Chang Company, headquartered in Beijing, is a comprehensive modern service enterprise integrating wealth management, loan consulting service and docking, credit risk assessment and management, and credit data integration service. Heng Chang adopts advanced credit management mode and has a professional team proficient in financial risk assessment, policies and regulations, which helps millions of small and micro business owners, wage earners, students and farmers to establish a credit system, release credit value, obtain credit funds and provide them with value-added services such as training. At the same time, Heng Chang's professional wealth management team provides comprehensive wealth management consulting services for wealthy people and high net worth people. The registered capital is RMB 55 million.
2. Heng Chang Fortune consists of Beijing Heng Chang Litong Investment Management Co., Ltd., Beijing Heng Chang Cai Hui Investment Management Co., Ltd., Beijing Heng Chang Huicheng Information Consulting Co., Ltd. and many other professional companies. Since the establishment of 20 1 1, it has opened branches all over the country. At present, Heng Chang has covered more than 20 provinces and 100 cities in China. In the future, Heng Chang will continue to provide customers with comprehensive and personalized wealth appreciation and credit appreciation services. At present, the annualized income of short-term financial management of Heng Chang Fortune Company is 50,000 for three months, 8% for six months and 10/2% for one year.
3. Heng Chang Fortune has been established for four years, which is much better than other small investment and wealth management companies. The most important thing to choose this kind of wealth management company is to look at the customer's evaluation, the time of establishment, whether there is any bad record and so on. According to the online response, Heng Chang Fortune has a good credit rating at present, and has opened business outlets in some cities in China. Heng Chang's wealth service level is relatively comprehensive, which is suitable for both borrowers and lenders. The short-term rate of return can reach about 8%, and the risk coefficient is controlled at about 0.8, which looks relatively stable. However, Heng Chang Fortune has set a threshold for investment and wealth management products, with an initial investment of 50,000 yuan.
When choosing a wealth management company, you must consider the following points:
1, company size;
2. Whether the company controls the transfer of creditor's rights;
3. Whether to notify the lender in advance in the process of creditor's rights transfer;
4. The repayment risk amount of the bank;
5, the income can not be greater than the bank mortgage or rural credit cooperatives to farmers' interest rate of more than 2 times.
You need to invest carefully.