If you don't know how to understand insurance companies, you can read this article: What should we look at insurance companies?
1, company strength
Hong Zhong life insurance co., ltd was established in June 1996 1 1. Is the first Sino-foreign joint venture life insurance company in China, which is jointly funded by Manulife Insurance (International) Co., Ltd., a subsidiary of Canadian Manulife, and Sinochem Finance Co., Ltd., a core member of China Sinochem Group.
At present, Hong Zhong insurance has developed steadily in more than 50 cities, such as Shanghai, Beijing, Guangdong, Zhejiang, Jiangsu, Sichuan, Shandong, Fujian, Chongqing, Liaoning, Tianjin, Hubei, Hebei, Hunan and Shaanxi, and has been moving towards the whole country.
If you want to know more about Hong Zhong Life Insurance Company, you can read this article: What about Hong Zhong Life Insurance? What products are there and which one is good? In-depth analysis.
2. Solvency
China Banking Regulatory Commission has three hard assessment indicators for the solvency of insurance companies, namely, the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is above Grade B..
From the quarterly report of Hong Zhong Life in 2022/kloc-0, we can know that its core solvency adequacy ratio is 1 63.45%, its comprehensive solvency adequacy ratio is 256.46%, and its last two comprehensive risk ratings are both A.
It can be seen that the solvency of Hong Zhong Life Insurance Company is far beyond the standard, so you can rest assured.
Finally, the senior sister here sends you an insurance strategy: before buying insurance, you must first understand these key knowledge points!
Hope to adopt
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