1. First-hand housing mortgage loan
Loan procedures need: the identity certificate of the lender's husband and wife, household registration book (or household registration certificate), marriage certificate, house ownership certificate (sales contract), land certificate (or copy), certificate of no house, certificate of unit income, and certificate of guarantee company.
2. Second-hand housing mortgage loan
Loan procedures need: identity certificates of buyers and sellers, household registration book (or household registration certificate), marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, buyer's income certificate, and certificate of no house.