Two. The nature of counter-collateral belongs to chattel pledge.
It means that the debtor or the third party transfers his movable property to the creditor for possession and takes the movable property as the guarantee of the creditor's right.
Three, this kind of counter guarantee generally appears in the following situations:
If the debtor has his own property mortgage or pledge, he can generally provide guarantee directly to the creditor. Although the guarantee of this kind of thing is reliable, the creditor may not accept it for one of the following reasons:
(1) I hope that when the debtor can't pay off his debts, I can easily get money from the guarantor;
(two) to avoid the trouble in the registration of collateral or the transportation and storage of pledge;
(3) It is inconvenient to deal with the collateral in the future, but it is useless to discount it to yourself.
In this case, the third party (guarantee company) needs to provide satisfactory guarantee to the creditor, and then the debtor provides counter-guarantee to the guarantor, and the counter-guarantee is properly matched with this guarantee to meet the various needs of the parties, maintain transaction security and avoid guarantee risks.
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