What should I do if I get credit information from the countdown?

After the countdown is over, you should repay in time. After all, after the return, it will remain on the credit for five years and disappear automatically after five years. If you don't pay back the arrears, you will always be credited. It should be noted that bad personal credit information will affect the subsequent handling of various loans, such as car loans or mortgages.

Countdown is an intelligent credit service solution provider and one of the intelligent dual-core strategies of PINTEC Intelligent Financial Services Group. Provide intelligent credit services for individuals and enterprises with credit needs, and establish a complete online credit service business for companies with consumer staging needs.

Countdown personal edition is a credit loan, which provides users with two products: consumption installment and cash loan. Users should pay attention to the loan interest rate when handling loans. After all, if the loan interest rate is high, the interest paid will be more, and the burden of subsequent repayment will also increase, which will easily lead to overdue. In order to ensure timely repayment, users should measure their repayment ability when borrowing money.

In fact, the amount of online loans is not very high. At this time, in order to avoid interest expenses, users can borrow money directly from friends around them for emergency. It is worth noting that users can apply directly to the bank when the loan amount is relatively large, but they need to meet the conditions stipulated by the bank.