Judging from the event types of problem platforms in the past July, there were 143 platforms with difficulties in withdrawing cash, accounting for 86.67% of the total number of problem platforms in that month. After entering August, the debt slowed down and many platforms were solved. When the funds are returned to the depository account, we can successfully withdraw them into our bank card. When we say it is difficult to withdraw cash, we mean that after the project expires, we have to return the money, but we can't withdraw it to the bank card. At this time, the money may be misappropriated by the platform.
The misappropriated money is likely to appear on P2P without bank deposit. If possible, you can check your account at the deposit bank.
2. Pay attention to the factional platform
I used to see the background of the platform and claimed to belong to a certain department. It seems that there is a strong endorsement from the listed parent company, and the platform has stabilized a lot. However, this summer, we unexpectedly found that the platform as a member of a certain faction is prone to accidents and even "losses".
It has been found that Shenyang Fuel Group Coal Company directly or indirectly invests in P2P online lending platform. In July, 1 1 P2P families had problems. Later, there were three platforms: investment and financing, more wealth management and small wages. Due to the loss of the actual controller Li Zhenjun, a "chain thunder" appeared.
Why is mine explosion prone to "one loss and one loss" now? The first possibility is that the source of * * * is the chain reaction caused by the default of enterprise loans at the asset end, and the second possibility is the moral hazard caused by the actual controller running away, which makes him my brother and suffer at the same time. It is not difficult to find out how many P2P companies are owned by the actual controller. In the near future, the factional platform of corporate loans may be avoided.
3. Pay attention to the slow progress of compliance.
Supervision has long strictly prohibited P2P offline financial management and current financial management, but some platforms have not completed these basic rectifications. For example, in July, there were 17 problem platforms with current or quasi-current financial planning products, accounting for 13.93% of the total sample.
So far, if these obviously illegal products are not cleaned up, the platform's determination to abide by the filing and development is in doubt, and it is likely to be delisted before filing and registration next year.
Financing easy platform tells you that investment is risky and investment needs to be cautious! I hope that the subject can adopt the answer after receiving it. Thank you very much.