The credit rating evaluation process is as follows:
1. Credit rating agencies accept enterprise rating applications and set up professional rating teams. The enterprise provides the information required for rating as required, and is subject to review and evaluation.
2. The rating team will submit the credit rating report and working papers after the three-level audit to the internal credit review committee of the credit rating agency;
3. The internal credit review committee shall hold a review meeting. The review meeting will listen to the appraiser's introduction, discuss, question and review the credit rating report and working papers, and put forward opinions on the revision of the credit rating report; The credit evaluation committee determines the credit rating of the rating object according to the credit rating method and rating restriction conditions;
4. The rating team modifies the credit rating report according to the credit rating and evaluation opinions decided by the credit review committee;
5. The rating result shall be valid only if it is agreed by more than two thirds of the members participating in the evaluation committee.
The credit evaluation results are "four grades and ten grades", which are: AAA excellent, AA excellent and A good; BBB is good, BB is average, and B is average; CCC is poor, CC is poor, C is poor, and D is extremely poor. The higher the grade, the better the credit and the stronger the enterprise strength. Obtaining AAA enterprise credit rating certification means: the company has high credit degree and low debt risk; Enterprises have excellent credit records, good operating conditions, strong profitability and broad development prospects, and uncertain factors have little impact on their business development.
Corporate credit rating can consult Dahua New City. Dahua Xincheng is a professional credit service organization, with rich certification experience and senior credit service team, providing credit consulting and certification services for enterprises, which is trustworthy.